Helping community-based lenders fund more businesses, faster.
Approval Pathway is redefining commercial lending for community-based lenders. Our intake and AI-powered underwriting platform simplifies workflows and accelerates decisions, so commercial loan applications are processed in days instead of weeks.
We're helping lenders make faster, smarter lending decisions so they can better serve their members and fuel growth in our local economies.
One platform. Every opportunity.
We streamline the front end of commercial lending by capturing every application, transforming messy files into lender-ready packages, and routing "good but not for us" deals to other vetted lenders.
One simple intake system
Capture all commercial loan applications through a single, streamlined intake process.
AI that supports decisions
AI-powered tools that support human decision-making, not replace it.
Built-in compliance
Complete audit trails for regulatory reporting with built-in compliance features.
Referral revenue
Generate revenue from declined deals by routing them to vetted partner lenders.
Advanced encryption
Protect sensitive data with advanced, bank-level encryption and role-based access control.
PIPEDA compliant
Fully adheres to PIPEDA requirements for Canadian data protection standards.
The Impact: A stronger future for local economies and communities.
We're building the central hub for commercial lending where lenders can process commercial loan applications in days instead of weeks, say yes to more qualified borrowers, and earn revenue even when they can't fund directly.
Every decision we accelerate keeps capital flowing where it matters most: close to home.
Built by experts who believe in community-based banking.
Our team includes industry leaders who've spent decades inside commercial lending and financial technology.
Approval Pathway solves a challenge I saw firsthand: too many qualified businesses struggle to access capital quickly, and too many good applications fall through the cracks. We're not here to disrupt community-based lenders. We're here to help them thrive by moving more capital to their members.
Joshua Reynolds
CEO and Co-Founder